It is no surprise that more and more people are doing their business and their purchasing online. With online payments, in addition to being able to accept card payments for merchandise and services, it is necessary to coordinate the payment with ordering and shipping. Having a payment processing company that is experienced with online payment processing is very important and that can reduce the risks associated with payments made without the card present. There are different methods of processing online payments. These are methods:
VIRTUAL TERMINAL
This allows a merchant to be able to process payments from phone orders and from orders made on a paper order form (like when it is mailed in). The virtual teminal is accessed on the Internet and the merchant will manually enter in information that the customer provides and then the payment will be processed.
SIMPLE INTEGRATION
When a merchant links their website to a payment processing system to accept card payments it is considered a simple integration for payment processing. The process occurs in real time and is automated. The customer will receive immediate acceptance or denial. This integration should appear seamless.
ADVANCE INTEGRATION METHOD
For more complex merchant needs including coordination of shipping, an advanced integration method will be needed. The merchant will be able to program the transaction so it meets the unique needs of the merchant. The customer will receive immediate acceptance or denial. This integration should appear seamless
ONLINE PAYMENT PROCESSING FEATURES
- Internet access of reports, transactions, and orders
- Secure SSL order page
- Manual, real time, and advance processing availability
- ECheck services
- Recurring bill processing
- Address verification
- Automatic daily settlement of transactions
- Customer service and support available 24/7
Before choosing an online payment processing company, do some research on fees and charges. Make sure everything offered will be in writing, don’t accept verbal promises. Choose a reputable and experienced payment processing company like Merchant Data Systems. Contact them today to get more information about e-commerce services and the application processes. Merchant Data Systems can also provide other payment processing services.
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